Wondershare Photo Collage Studio is the current Giveaway of the Day (GOTD)-

http://www.giveawayoftheday.com/

Decent enough, provides some nice basic templates and layouts for simple and quick layout work. While it is primarily intended for scrapbook pages, it also can be used for greeting cards and anything else you take the time to set up a template for. Not a replacement for detailed Photoshop work by any means, but for those looking for something simple, or even a great jumping off point, this seems to be a decent program so far.

By the way, GOTD is worth checking out daily for the current giveaway. Many won't have any relevance for you-but they've had music notation software, calendar programs, and now this...

Let us know if there are other great giveaway sites out there, and what you think of this particular program.