Karen,

http://www.churchmedia.net/MXC/showp...cat=500&page=1

That's a link to an image I uploaded a while ago with a basic lower third.

I agree with Kevin, that white text can sometimes disappear when it's over live imag, so you do have to be careful, and pay close attention to your shots. Doing lower thirds is typically much easier all the way around, especially if you're trying to key with a Videonics. But, I do like it that we mix it up using both options as the need calls for it. Have fun figuring out what works best for you, in your situation!!!

Dave